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Health Care Summit - The New Plan

President Obama has proposed a summit for Health care -- a 6 hour
session that would resolve all the HC issues between D's and R's.
Now I know the left thinks Sarah Palin is a lightweight but this idea is
completely weighless. We also hear that Republican leaders are thinking of other
ways to "shore up" the insurance payments.

What they seem to forget is that the insurance middle man is one of the
prime factors in increased medical costs and a significant obstacle to
universal health care. When D's and R's realize that less insurance will
bring about lower costs and increased coverage, then they might make
some real progress.

Scrap the current czarist plans submitted by the House and Senate [where
the Secretary sets content and price for all insuarnce with no legal
appeal process]. Instead, implement an individual responsbility
mechanism whereby everyone contributes to their own Health Savings
Accounts with pre-tax dollars and pays directly for their health
care. The HSA contribution is mandatory, but the
Health Savings account is owned by the tax payer, not the government.
The government cannot get its hands on the money.

All Americans who work would be required to have an HSA. Each would
contribute to it from a new payroll tax with pre-tax dollars.
Over time, all employer based medical programs would disappear through attrition.
From the HSA all normal, expected, and planned health care costs would be paid. For the
unusual health issues, catastrophic health insurance covers the
type of expenses that would normally bankrupt many middle and lower
income families. Finally, for the people just starting out, or those
unfortunates who have a history of expensive medical care, the
government would cover overdrafts of the HSA. In that case, the
individual would be required to repay his own HSA, but he would get the
medical coverage whether or not his HSA can cover it. [Unemployment is covered in this
fashion.]

With such a plan, today's form of medical insurance would cease to
exist. Today, insurance covers medical checkups, childbirth, dental care
and eyeglasses. There is no such thing as insurance for a medical
checkup. Is there a risk that the checkup might not be available?
We are simply paying more for insurance so we can have checkups
when we want. This is absurd.  Using insurance to cover expected and
planned medical needs drives the costs up due to additional paper
work and the probability of non-payment. Finally, with insurance for
everything medical, there is no motivation to seek the most cost
effective solutions. Today's medical insurance is oversized, expensive,
used to redistrubute wealth and has death panels. It should be scrapped.

SUMMARY:
To achieve universal coverage and lower medical costs,
an HSA plus catastrophic health insurance would guarantee health care to
all. Contributions to HSA's would be with pre-tax dollars and
mandatory like Social Security.  HSA's are owned by individuals and
are "funded" as opposed to pay as you go. HSA's are transferrable,
but the money can only be used for medical expenses. The Federal
government covers HSA overdrafts, but the overdrafts must be repaid.
Insurance companies or government no longer comes between patient and doctor.









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New Constitutional Education Requirement

I propose that all high schools in Texas [indeed all in America] require of their students a 1 
semester course on the United States Constitution. The course should focus on the Constitution, the Amendments and the Federalist Papers that explain the thinking of John Jay, Alexander Hamilton and James Madison. The course should devote the preponderance of time to the actual Constitution, the convention and the Amendments and only a minimum of time to the case law. I suggest 

18 weeks on the US Constitution plus the Amendments plus the Federalist Papers 
  3 weeks on case law. 

This course would be required in all high schools, public and private.
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Time to Act on Health Care Corruption


Dear Representative

2009-12-22
Concerning the recent purchase of votes in the United States Senate:

I have been watching the Health Care fight in the Senate for the past 4
months and over that period I have become more and more angered at the
up front, in your face lying and corruption I am watching that no one
seems to care about. If you support this kind of graft and defecation
on the public and the Constitution, then resign from your office as you
are a disgrace and guilty of high crimes and misdemeanors where you are
not "supporting and defending the constitution".

Corruption is represented by the Louisiana buy out for $300 million
dollars publicly admitted to and proud of it by "senator" Mary of LA;
the attack on the wife of a sitting United States Senator; and the
granting to NE of permanent relief from Medicaid payments by the
Federal government. Paramount among the lies and deception are our
president's words who "This plan will improve health care and save
money". No one believes that. Now I hear that the bill under
consideration includes "rules" to prevent any future changes or repeal
to the bill.

If you are aghast at what is going on then you better get off your butt
and start yelling, screaming and making some very visible motions to
stop this now or promise the American Public that it will be stopped in
the very near future. 40 Senators and 220 Representatives better be
joining in a court challenge to this the minute it is signed into law.
People are really mad at this and if I continue to hear words of
conciliation and "let's all just get along", I'm going to puke.

It is beyond time to get along. It is time to create chaos and refuse
en masse to go along with any part of this bill. Publicly advise
people to civilly disobey any part they feel is unconstitutional.
Lead and do that yourself. Accept whatever consequences derive from
doing what is right.

But for God's sake, do something rather than just stay silent. What the
Democrats are doing to this country right now is obscene and any who sit
and take it get what they deserve.

I, for one, will not pay a fine, will not buy insurance, and will defend
my house and family with my last full measure.

Ed Bradford
Pflugerville, TX

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The Arrogance of Man

Watching the global warming debate, the "emails" and partipants made me
think that there must be something going on. It occurred to me that
higher powers might be watching. Here is what was revealed to me.

--------
God was talking to one of his angels the other day.

GOD: I'm really annoyed with humans, they are so arrogant and petty.
     They fight with each other and bicker about the most idiotic
     things. They argue about
     
        a. health care insurance [not health care]
        b. illegal aliens [not the rule of law]
        c. taxes and redistribution of wealth
        d. how their governments should solve their problems and
           how to get more from the government
        e. how to help the poor
        f. whether to wear a head scarf
        g. ... [the list is long]
        
     The most annoying part is they think they know everything.
     They are so arrogant that nothing impresses them. I'm ready
     to do something, Michael. Do you have any ideas how to teach
     humans that they aren't omniscient?

Michael: I hadn't thought about it. You did the flood thing. That
     seems a bit severe. How about a plague?

GOD: No, although injuring them might be just punishment, it would give
     me no pleasure. We did that thing back in the 1890's where we let
     some really arrogant types announce "... in physics there were no
     more fundamental discoveries to be made" {1894 - A. Michelson].
     That small set of scientists got a bit of a comeuppance didn't they?

Michael: They sure did, and Your work there was omniscient. The dark
     clouds on the horizon should have been a message to them.
     Hmm, let me think ...

....


Michael: They seem so full of themselves; so "knowledgeable" about
     everything, we should educate them again, but on a larger scale.
     We need to deal with more than just the small set of arrogant
     scientists. I'm getting an idea.

GOD: I'm listening.

Michael: Here's an idea. You remember how we froze the earth and then
     warmed it again. Humans call it an ice age. We did that a number
     of times millions and and thousands of years ago, but man, at
     least the arrogant thinking types that are around today, weren't
     present then.

GOD: I remember, what did you have in mind?

Michael: Well, what if we just moved one of our climate cycles
     forward a bit and just sat back and watched. What do you think
     they would do?

GOD: We both know what they'd do. They would conclude that because man
     is the master of the universe, man caused the changes in climate.
     
     If we warm the earth, they would hustle and bustle around doing
     all kinds of things to halt the changes. None of their efforts would
     have any consequence and the entertainment value of watching them
     try to reach agreement would be priceless. As the earth warmed up,
     those trying to prevent the changes would be warning of imminent
     disasters -- increased numbers and strength of
     hurricanes, rising levels of oceans, changing weather
     patterns and increased warm temperatures in mid latitudes.
     They would surely be predicting the end of the world as they know
     it.
     
     If we cooled the earth, other humans would take the lead and
     warn of glaciers in Florida and Italy and another ice age.

     All in all, I like the idea.

Michael: I think you have only described the tip of the iceberg, so to
     speak. Vast numbers of humans would create programs to halt the
     onslaught of climate change. They would devote huge amounts of
     resources to the problems while ignoring real human problems.
     They would expend gigantic amounts of effort and resource
     attacking ghosts. I agree, this will be a lot of fun. When do we start.

GOD: We don't. I'm not ready to go to the effort of changing our plans
     for earth just to teach humans some humility. However, here
     is how we will achieve the same results.

     I will embed in some of their "data" anomalies that can't be
     explained. Things like correlation between tree rings and measured
     temperatures will work some times and not at others for no apparent
     reason. I know why and the reasons are simple and scientific, but
     we will withhold the discovery of those reasons for a while. Ice
     core samples will also have anomalies of coherence. They all seem
     to tell an accurate record of temperature and air content. What man
     doesn't know is that if the same ice cores were taken during the
     last ice age, the periods covered by both sets of cores would
     differ. We will game their data.

     Basically, we give them enough evidence to let them jump to
     false conclusions. We get the same result as changing earth climate
     patterns and it will be less taxing on the remainder of the
     living populations of the earth. What do you think?

Michael: GOD!! You're great!! When do we start?

GOD: I already have.

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Hello Mr. Vice President, My name is Tony Barton, Foreston,MN

Hello Mr. Vice President, My name is Tony Barton, Foreston,MN

Dear Ms. Barton

http://www.youtube.com/watch?v=DfEd2BvBmJg&eurl=http%3A%2F%2Fwww%2Ewhitehouse%2Egov%2Fblog%2FResponses%2Dto%2DBiden%2DSmall%2DBusinesses%2Dand%2Dthe%2DMorality%2Dof%2Dit%2DAll%2F&feature=player_embedded#t=219

I would like to respond to your video. You mentioned that you believe
our elected officials should use government to solve problems. Many
people in this country do not believe that. They believe it is up to the
individual to solve problems not government. Asking government to solve
problems is saying to your neighbors -- You are required to help me, at
the point of a gun. I don't believe that and once your business gets
going I doubt you would either.

That said, many real radical conservatives believe that the government
should stay completely out of health care. Where does that leave you?

If the current round of bills in Congress is any indication you will
be better off in the short term but your working neighbors the elderly and eventually, you
will be worse off. To see for yourself, look at this document written by House
Democrats that attempts to defend HR3200:

http://energycommerce.house.gov/Press_111/20090714/hr3200_summary.pdf

It's only 4 pages long. If you read it, you will be excited about the
possibilities until you think about how it could possibly be paid for.
It can't. Almost all of the programs mentioned cost more money and drive
medical care costs up. The only recourse will be to grow the base of
premium payers or raise taxes. Either way, costs keep going up and
eventually your government and mine will be implementing price freezes
on medical care. Price controls always lead to shortages.

What neither Democrats or Republicans care about is an efficient low
cost, better medical care, universal coverage solution. They focus on the
money -- that's where your "premiums" go and that's what they want their
hands on.

I offer you an opportunity to support something superior to all plans
proposed by Democrats and Repbulicans. I offer you a plan that would
drive costs down, cover everyone and take both insurance company
executives and government officials out of the decisions made by you and
your doctor. The best thing about this plan is it could be implemented
and in service by January, 2010.

Here is what I propose.

Health Savings Account (HSA)

Each person has an HSA. Into that, he contributes 8% of his gross
salary. The contribution is just like with Social Security; there is no
minimum wage below which you escape contributing. HSA contributions are
not taxed. You HSA pays for all planned health care (annual physical
exams, scheduled dental care, chest x-rays, pap test, and
all other "maintenance" medical functions.) When you walk in
the door of the hospital or doctors office or lab, you pay them
up front from your HSA. Doctors, Hospitals and labs no longer have
dead beat customers, insurance forms or government forms to fill out to
be paid. There is no longer a 1 to 6 month delay in payments.

You would also be required to pay the premiums on a Catastrophic Health
Insurance (CHI) policy which would cover all unexpected medical needs (broken
arm, serious disease, root canals, hereditary disease, etc).

Together the HSA plus CHI policy would completely cover your medical
needs. Each of your employees has the same plan. You no longer worry
about your employees, you worry about yourself. You employees have the
same options you do.

The HSA + CHI plan solves all problems being discussed with respect to
our health care issues but one. That is universal coverage.
Universal coverage is addressed by the government allowing your HSA to
be overdrawn. The government would then make the payments. Your HSA
remains in the red, but you continue to get medical care and continue
to contribute to your HSA. Eventually, you'll be well and your
contributions will change the negative balance to a positive balance.
The concept of a negative balance covers all people just starting out in
life, those who are chronically poor and those who lose their jobs
during difficult economic times. The government supplies money only when
needed and that's all it supplies.

  [There are some details not mentioned here but
   the entire plan is workable.]

HSA money can only be spent on medical needs for the indvidual. Various
means must be put in place to avoid fraud, but fraud should be lessened
because you would be robbing from yourself.

During periods of unemployment, your HSA would be used to pay the
CHI premiums. Finally, HSA's are transferrable. You can will them to
your husband or children, thereby increasing their long term ability to
meet medical challenges without government assistance.

An HSA + CHI bill could be written in less than 100 pages, is very
likely to survive consitutional challenges, can be brought to life in a
manner of months, drives medical costs down, and gives the remainder of
the year to congress to address the other major cost growth
vector -- Tort reform.

Think of it, by January, 2010, we could have real universal health plan
without death panels, without a Secretary who is beyond judical review,
without an enormous health insurance agency within the US
Government, without a government insurance agency that can look into
your IRS returns at the request of the Secretary, without a Social
Security organization that look into your IRS returns by simply
requesting the information and without a government that forces people
to buy insurance or pay a fine at the point of a gun.

I offer you stress free health care, freedom of choice and immediate relief.

Your Congress offers you hope, less than universal coverage, a
significant small business tax if your employee payroll goes above
$250,000, a politically appointed Secretary that sets prices and content for
insurance, but does nothing about improving health care and lowering costs.

Take your pick.

Ask your representatives to look at this plan.
Ed Bradford

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Death Panels

Death Panels.
HR3200 dictates that after the fifth year, the Secretary sets prices and content of all insurance, government and private. Since he will have a strong desire to gather the premiums of the participants in private plans, it is obvious to most the private plans will simply be driven out of the market. The "public option" will become single payer. When that happens the committee that gathers to set policy on what will be paid and what won't could also be known as a death panel. There is no provision in HR3200 for a "death panel" per se, but that policy setting committee (a responsiblity specifically assigned to the Secretary in HR3200 and probably delegated to the committee) will set prices and coverage.

An 88 year old man who has paid in to the single payer system for 60 years and contracts cancer will look to his insurance policy for coverage for chemotherapy. Will he get it? Is it likely the Secretary will think it economic to pay for chemotherapy for an 88 year old man? What if all he needs is a hip replacement? Would he get that? What if he were 98?

Somewhere in all this the Secretary will be saying "We aren't going to pay for your medical needs." The reason this is a Death Panel is because

a. If the 88 year old man doesn't get chemotherapy he dies
b. Government forced him to join government plan. If he didn't join he would suffer an 8% tax penalty.
c. Secretary says he doesn't get chemotherapy and man has no appeal. Secretary is beyond judicial review (HR3200).

It is (b) and (c) that distinguishes the Governement death panels from the private death panels. The man has a choice of what to buy from private insurance companies. Also, with private insurance if he doesn't like the decision he can appeal the the state insurance commissioner.

Compulsory end-of-life counciling isn't a death panel. The Secretary is. Think about it.

There are arguments to avoid this.

If you're poor, you die. you won't have enough money to pay for the chemo. The Secretary is a "Death Panel".

If you're middle class, you will have to do what the liberals and HR3200 purport to avoid -- bankrupt yourself to pay for chemo. Alternatively, like in Canada, you can buy supplemental insurance, thus paying for your insurance twice. This is just a tax though it doesn't look like one.

If you're rich, you'll write a check and pray the chemo is successful.

HR3200 removes for all time, any possibility the poor could get expensive care at end of life.

Finally, since the Secretary is beyond judicial review, he could decide not to give heroic treatement for cancer after a person reaches 75 years of age. There's nothing you could do about it. Then, when Ted Kennedy discovers his cancer, the Secretary can make an arbitrary exception and there's nothing you could do about it. Remember, he is beyond judical review.

HR3200 is such a bad law that if everyone read it and understood it and thought for a while about how it might be implemented and operate over the next 10 years almost everyone would vote no. High costs are one of the motivations for HR3200 but costs are not addressed to any significance. To keep costs down, the Secretary will start with price controls. Price controls always lead to shortages (e.g. Canada has 2.2 doctors/1000 people - almost the bottom of US+Europe). The bill itself will be challenged in the courts and major parts of it could be wiped out [e.g. can the Federal government force me to buy insurance and if I don't tax only me because I didn't buy insurance -- where is that in the Constitution?]

Finally, the CBO estimate of cost over 10 years is $1T. However, most of the $1T is spent in the final 6 years AND the CBO said that its estimate was only for the parts of HR3200 that were complete enought to estimate. The CBO is not famous for accurate predictions of future costs, so the $1T is unlikely to be lower, but has a good chance of being higher. Medicare will be bankrupt in 2017. HR3200 is significanly larger in scope and price than Medicare and so far, there is no plan to keep Medicare from going bankrupt. I fail to see how HR3200 will produce anything better that Bankruptcy of the entire country sooner rather than later.
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President Obama, Promises you can't keep

Promises you can't keep

Quoting from the NY Times, President Obama said:

  "Where we do disagree, let's disagree over things that are
   real, not these wild misrepresentations that bear no resemblance to
   anything that has actually been proposed,"

Dear President Obama.

I have some questions for your consideration:

1.  Are you saying there will never be a government
    council that determines which procedures will be
    paid for and which will not?

2.  Why should the country trust the Democratic
    (Republican) party to run a health care system?

3.  Will Congress submit themselves to the same "public
    option" they want to force on the public?
  
4.  Can a person who leaves a private insurance plan
    go to another?
  
5.  Is a person who leaves a private insurance plan
    forced to use the public plan or penalized?

6.  Can a congressman who is on public plan change to the
    CONGRESSIONAL plan once seated?

7.  Are you promising private insurance will be as
    good or better 10 years from now as it is today?
    If you are, what is the basis of your promise?

8.  Should Government run insurance be passed into law,
    what checks and balances are in place to prevent the
    government plan from lowering its prices to drive
    private insurance out of business?
  
9.  What checks and balances are in place to keep the
    Democratic congress and President from simply changing
    the plan 2 years from now to a single payer plan?
  
10. What checks and balances are in place to prevent
    the Secretary from making arbitrary decisions about
    for whom and where health care is best?

11. Would we see red states having worse health care
    than blue states?

12. Why should politics be injected into health
    care? ("the Secretary" is a political appointee).

13. HR3200 starts out today, before it is even passed
    micromanaging health care by specifying in detail
    medical processes (home visitation details, doctor
    consultations with patients on end-of-life issues).

    What prevents you from passing a new law, two years
    from now to have that doctor simply tell the patient
    when medical financial support ends?

14. What prevents the federal government from withholding
    funds from a state, county or city that doesn't strictly
    follow the "Secretary's" rules?

15. What limits the Secretary's power over health care?

16. Why should any American think the government can run
    an insurance plan better than a private company? Are there
    examples where government has proven more efficient
    than private enterprise?

Finally, I don't believe HR3200 can be successfully
funded. Social Security is in poor shape and will
require either increased payroll taxes, lower
benefits or raising the retirement age. Watershed year
is 2040, but with the recent recession, that date is probably
closer.  Medicare is scheduled to be insolvent in 2017. HR3200
is funded the same way as Social Security and Medicare, and
that's the pay-as-you-go scheme. Pay-as-you-go requires a
larger and larger base of people to support the increased size
of the beneficiary population.

17. Why won't HR3200 bankrupt the nation or create a tax
    burden significantly larger than today? [Hint: Identify
    CONVINCINGLY where the 2x cost comes from and how you will
    eliminate it. Hand-waving cost reductions don't answer the question.]

HR3200 is a overly complex solution to much simpler problems.
Your government has not faced that fact. They have not simply identified
the problem and gone about solving them in collaboration with
conservatives, liberals and most important of all, the public.
Your government (and mine) has kept us all in the dark and now has
on the table a bill that all have demonstrated conclusively they
do not understand.

Because none of these questions has ever been answered, you should
speak out against HR3200 as written, now. Tell Congress to go back to the
drawing boards.  BUT WAIT, here's a better idea and you can
take the credit for it.

Create a Health Care convention. Populate it with an equal number of
liberals and conservatives and charge it with producing the definitive
list of exactly what problems a Health care bill must solve. Tell them
to reject from the list any proposed solutions, just list the
problems. Give them 4 months (same as the Constitutional Convention).

Once the list is produced and published, call a second Health Care
Convention. Populate it with an equal number of liberals and
conservatives and tell them to solve the problems in the list and
DO NOT USE a government run pay-as-you-go-scheme.
Give them 4 months.

It would be difficult to have worse results than HR3200.

You can be the President of all the people or the president of
the Democratic party. The choice is yours.

Ed Bradford

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Immigration Reform is on the Way

Immigration Reform is on the Way

On Aug 10, 2009, President Obama said:

  "But ultimately, I think the American people want fairness. And we
  can create a system in which you have strong border security, and an
  orderly process for people to come in. But we're also giving an
  opportunity for those who are already in the United States to be able
  to achieve a pathway to citizenship so they don't have to live in
  the shadows."

[http://www.nytimes.com/2009/08/11/world/americas/11prexy.html?_r=1&nl=pol&emc=pola1]

President Obama is right, Americans want fairness. What they don't
understand is how breaking the law to get into the country, and then
being granted citizenship before those standing in line legally in foreign
nations is fair. Neither do I. That is why the previous immigration
bill caused so much furor.

It is up to all people who believe in the rule of law to make
this clear to the lawyer in the White House. It's one thing to know
the law and teach it. It's another thing entirely to understand the law.

Blog early and often against granting citizenship to any illegal
aliens who wish amnesty and citizenship for themselves ahead of
their fellow countryman who stand in line legally.

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Health Redistribution

RE: Rationing, Sebelius said [from mediamatters.com somewhere]:

"... and a lot of what we did in the office of the Kansas Insurance
Department was go to bat on behalf of those patients to make sure that
the benefits that they had actually paid for were, in fact, ones that
were delivered."

If the government takes over health care, who will go to bat for us when
the government says you can't have a hip replacement? Will I get a
contract when I'm 20 telling me what is covered so, after 60 years of
almost no health problems, at 80 I can get my hip replacement? If that
happens what about all the diseases and cures the develop during my 60
years of employment -- how do they fit into the contract?

Today, insurance companies tell you up front what is covered. Does the
Health bill? No. There is no mention of anything specific that is or is
not covered. No one would sign on to such an insurance plan without
knowing what is covered. In fact, I believe this "insurance plan" to be
illegal in most states.

It sounds to me like Obama believes that hip replacements are not
economical after a certain age. That would mean I could not get out of
the program what I paid into it -- or in other words, it is another
income redistribution scheme. This income redistribution scheme
redistributes more than just money -- it redistributes my health to
other people.

Health reform should focus on getting health care to those
who cannot afford it. It should not focus on having the government
become a giant insurance company with all of the overhead that would
involve.

Free clinics can address almost all health care access problems and
they would be a whole lot cheaper than $100B/yr.

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Obama's Single Payer System and an Alternative

Obamacare will become single-payer system; an Alternative.


Why would that happen. Lets take an example. The Democrats have
determined that everyone in the country should have an automobile.
Anything less that that is unfair and is a direct cause of economic
inequality. Depriving a person of a car condemns that person to a
lifetime of lower wages and a lower standard of living. For these
reasons, the US Congress passes a bill mandating that all persons should
have an automobile. The President signs the bill (CarBill) into law.

Today, there are 2 1/2 American automobile manufacturers. Of those,
one and 1/2 are owned and managed by the government. Because cars
are so expensive and in an effort to carry out the CarBill, President
Obama lowers the prices of some of the cars in his one and 1/2
car companies, Chrysler, and General Moters company. This
forces Ford to lower the prices also, but if Ford lowers prices, it will
lose money. Ford must compete with 1 1/2 companies that do not have
to make a profit and don't [e.g. Amtrak, USPS].

To further drive prices down, the President increases
taxes on larger cars -- those that GM and Chrysler no longer make.
He does this with a direct excise tax on big cars and by increasing the
gasolene tax. The problem is people are still buying the big cars
and the number of people without cars remains stubornly large.
By increasing the prices of big cars, GM and Chrysler can drive
customers to their brands where Ford cannot compete.
In a very short time, Ford declares bankrupcy and the government
takes over Ford also. Thus, the US Government has entirely
consumed the three American Automobile manufacturers. Eventually
everyone gets a car and the government owns the former
America automobile companies.

This is similar to what will happen with a public option in the health
care bill. By not having to make a profit, the government basically
causes all its "competitors" to lower prices until they go out of
business, When they do, the government swoops in and scoops up the
abandoned now uninsured people into the government program. Without
much further ado, the public option plus private insurance options of
today become single payer system of tomorrow. In fact, that
has been President Obamas plan from the beginning, when
he blessed single payer as the goal:

  "'If you're starting from scratch,' he [Obama] says, 'then a
  single-payer system'-a government-managed system like Canada's, which
  disconnects health insurance from employment-'would probably make
  sense. But we've got all these legacy systems in place, and managing
  the transition, as well as adjusting the culture to a different
  system, would be difficult to pull off. So we may need a system that's
  not so disruptive that people feel like suddenly what they've known
  for most of their lives is thrown by the wayside.'"

It's the difficulty of the transition and the cultural shock that
prevents him from going directly for single payer.

Why is "single payer" bad? Social security is single payer and a
singularly bad investment most of the country has been forced to join.
A good earner will achieve a 1% return on investment and loses it all
if he dies. The average black man makes a negative interest on his
investment -- he is unlikely to collect even the money he contributed.

A monkey could have made better use of the money that the Social
Security plan. Is there any doubt that the same political winds that
swept Social Security into a pay-as-you-go system that requires an ever
increasing payroll tax to fund will overtake Obamacare?
As the program matures, the maximum age for hip replacements
will steadily decrease. Will our government eventually have to outlaw
private medicine because rich 75 year old people can get hip
replacements but poor ones cannot?

Government in Health care is the most depressing thought for America I
can imagine.

ALTERNATIVES


Rather than have the government create this tarbaby, why not fix real
problems. Here's a couple simple laws that should pass in a heart beat
(but won't due to partisan politics):

1. Tort Reform [To Trial Lawyers Assoc. - If Health care is
       nationalized, and doctors are paid by the government, why
       would the government let you sue a doctor? Think about it.]

2. These are rules for all health insurance companies:

     a. You must offer health catastrophe insurance
     b. You must offer planned health care account [annual checkups,pregnancy,childbirth]
     c. No one can be refused.
     d. Entire account is transferrable to another company
     e. Accounts should be able to survive 12 months with no contributions
        and remain active.
     f. Contributions to planned and catastrophic plans are not taxed.
     g. All insurance companies have 2 years to comply.

     There is an issue here of whether or not the US Constitution
     supports such a law. I believe it does. However, if this
     particular law can be written and agreed to by 90% of the US
     congress, then if there are doubts about its constitutionality,
     some minor but precise rewording of it could be converted into an
     amendment to the constitution. Full bipartisan support would assure
     passage of the amendment. However, I do not belive we want to
     California-ize the US Consitituion [California's constitution
     has 340 pages]; avoiding an amendment is much
     preferred.

The above two deal with a lot of "problems" with the current health
system. Another problem is poor people simply can't get reasonable
health. Here are two alternatives for fixing that:

3. Open free clinics and hospitals - This would have to be cheaper than
   $100B/yr and would bring health care to people directly, simply and
   immediately.

4. Invent "health stamps". These are like food stamps. However unlike
   food stamps they cannot be converted to cash. George Wallace gets
   a health stamp that only George Wallace may use. Health stamps are
   legal tender at all hospitals and clinics.

There are a number of complexities with many other Health care issues
that are not addressed here. However, these suggestions would make a
serious dent in the stated problems of the American Health care system.

Government should coerce the private companies to do better.
These suggestions are only a partial solution that would
make an excellent, cheap and instantanious start now.


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Time is Money (Wasted)

Time is money (wasted)

The infamous Stimulus bill is scheduled to spend money over a three
year period. The result, we can see, is that the job creation rate is
less than desireable. The Stimulus bill is based on a questionable
theory that government spending of $1.00 creates $1.60 of value
in the economy. The analyses I have read on that number do not
realistically integrate the time delays associated with a huge
government bureaucracy discussing how to spend the money, once the
theory of government spending has been embraced. They also do not
address the concept of scatter -- the government requires $2 to spend
$1 on a useful stimulating project. The other $1.00 goes to
pork projects, federal and state government administration and the
unspent remainder. (While the 2 to 1 ratio is a guess, the ratio is
real and non-zero. One needs only add up the spending projects
in the Stimulus and Omnibus spending bills to get a general idea
of this ratio.)

One of the differences between Government spending versus tax cuts
is time. Money allocated to government spending is subject
to time delays that tax cuts do not suffer. Decisions about when the
money is available, which projects to fund, how to get the money
to the states, how the states will allocate the money and when the
actual projects start mean that a stimulus bill today will result in
some spending spread out over years and little money getting into
the economy quickly. While this delay happens, the economy can change
significantly. The target of the bill is a moving target.

For all government based spending programs, consideration must be
included for "discussion". Discussion means writing a bill and
submitting it to the House of Representatives, sending the bill to
committees, adding pet projects, rewriting pet projects'
in subcommittees and passage of the bill in the committees and
the House. Next the Senate gets involved and sends the bill to committees,
adds its pet projects changing the bill from the House version, avoiding
filabuster by adding more pet projects to keep the opposition from
filabustering and finally passing the Senate version of the bill. Then a
resolution must be derived by House and Senate joint committee to iron
out the differences, possibly producting a new bill. The bill
must then be signed by the President. "Discussion" takes time
and creates the scatter mentioned above -- multiplying the cost
of the stimulus and delaying its effect.

The most recent version of this game took more than a month and
resulted in a bill that no one read. It was signed into law and
now the Federal government will try to spend $800B over three years
ostensibly for creating jobs but in reality, just spending money,
sometimes creating jobs. In addition, many or even most of the
jobs created will disappear before the bill expires.

To date, the success of government spending technique for
stimulating the economy is difficult to defend.


Contrast this with a tax cut. There are two kinds of tax cut. The first
is for individuals and the second is for businesses. Consider the first.
The time required for passage and the complexity of a tax cut bill is an
order of magnitude simpler than a government spending bill. The Spending
bill can be full of favoritism, prejudices and paybacks that
a simple tax cut cannot suffer.

As soon as the tax cut is effective money flows into the hands of
people who will either spend it, save it, or pay off bills.
The money is freed continuously and synchronously
with the effective date of the tax cut and continues to be freed.
If people spend it, the result can be a 3 year acceleration of
economy stimulus versus money scheduled to be spent by the federal
government 3 years from now to address a problem that could well have
disappeared by that time.

If the money is saved, banks holding those
funds will lend it creating investment in new private development.
Bank investments also stimulate. Stimulation investments from bank deposits
are slower than direct spending by individuals but they last longer than
government stimulus because they can be used
for capital investments that result in products which go to market.
Government funds can only be spent on
projects - which translates to wages which may result in capitial
assets (road, bridges,etc) but yield no products.
Private investment is targeted at making a profit which employs people
long term. Public investment is targeted at infrastructure which
produces no products or long term employment. One grows the economy, one does not.

Finally, for those consumers who pay off bills, they will eventually
spend more money either when their bills are sufficiently low or
when the are dept free. In both the savings case and the bill
paying case, the consumers and economy receive a permanent benefit.

For a business tax cut, businesses will make more money and have a
higher probability of reinvesting their money -- now that they have some.
Reinvestment means growth which is what a stimulus should stimulate.

Tax cuts are government spending also. They just spend the money more
efficiently than handing money over to a federal government, who then
must write legislation to spend it. The legislation is subject to
political maneuvering and dilution of purpose. After the bill is
passed and becomes law, it then goes through the same political
process in each state and each level of government, each also requiring a
percentage cut to pay for the administration of the money.

The time associated with the government spending approach is money.
It is money lost because while the economy is changing, the government
is arguing over who gets how much money and where it should be spent and
when it will be spent. While the economy is changing, the money
is being doled out in small increments not addressing today's problems,
but what the politicians thought the problems would be 3 years ago.

Because of Scatter and time delays, I can conceive of no convincing
argument that a government spending program can accomplish anything
useful. Here is an argument, but it is fantastic.

  The Federal Government will start next week to spend
  money on all building projects that have real assets
  as a result. The money will be given directly to
  contractors [bypassing state and local governments entirely]
  who will be on a performance contract basis
  of complete or not be paid in full. All money for the
  project will be put in escrow (so the federal government
  cannot renege). Either the company completes or abandons and
  someone else completes and collects. (Reasonable details
  to be worked out.)

No such statement could credibly come out of our federal government,
but only such a statement could reasonably convince me that
government spending is a useful solution to our economic problems.

When you have a government that is as large as our federal government,
to expect much more that bureaucratic solutions that always bog down is
to believe in miracles. The current theory of government spending to
stimulate the economy is simply sophomoric. Consider the examples of today
and the 1930's to convince yourself that when the spending dies,
unemployment rises. Government spending, per se, does not stimulate
the economy; tax cuts do.

Ed Bradford
Pflugerville,TX
egbegb2 AT gmail DOT com



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Fed deprecates state and local building codes.

From HR 2998

[http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.2998:]

comes:

--------------------------
        ...P318
   (f) FEDERAL ENFORCEMENT AND TRAINING.ÎíÎñ
13 Where a State fails and local governments in that State
14 also fail to enforce the applicable State or national energy
15 efficiency building codes, the Secretary shall enforce such
16 codes, as follows:
17 Î÷ÎõÎ÷Îõ(1) The Secretary shall establish, by rule,
18 within 2 years after the date of enactment of the
19 American Clean Energy and Security Act of 2009,
20 an energy efficiency building code enforcement capability.
22 (2) Such enforcement capability shall be de-
23 signed to achieve 90 percent compliance with such
24 code in any State within 1 year after the date of the

          p319
1 Secretary's determination that such State is out of
2 compliance with this section.
3 (3) The Secretary may set and collect reason
4 able inspection fees to cover the costs of inspections
5 required for such enforcement. Revenue from fees
6 collected shall be available to the Secretary to carry
7 out the requirements of this section upon appropria-
8 tion.
9 (4) In any jurisdiction to which this subsection
10 applies, the Secretary shall coordinate enforcement
11 of the national energy efficiency building code with
12 State and local code enforcement of other building
13 codes.
14 (5) In any jurisdiction to which this subsection
15 applies, the Secretary shall enhance compliance by
16 conducting training and education of builders and
17 other professionals in the jurisdiction concerning the
18 national energy efficiency building code.
19 (6) The Secretary shall coordinate with profes-
20 sional organizations representing code officials, ar-
21 chitects, engineers, builders, and other experts to de-
22 velop training curricula concerning the national en-
23 ergy efficiency building code.

1 (7) If the Secretary enforces such codes under
2 this subsection, the Secretary may, as appropriate,
3 redefine violations of such codes.
--------------------------

If this doesn't scare a lot of people then those calm "intellectuals"
must want a federal government in exclusion to any other, local,
city or state.  The concept of the "Administrator" taking over
building codes for an entire state and inspecing a house at the
point of a gun [here's the fee; pay it or go to jail] is so beyond
the pale that I don't belive I am reading this in a bill that passed
in the House of Representatives.

Please, Americans, all of you write to your Senators and and tell them
forcfully to veto this bill.  There are more morsels in this bill that
are almost as unpalatable.


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Fed deprecates state and local building codes.

From HR 2998

[http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.2998:]

comes:

--------------------------
        ...P318
   (f) FEDERAL ENFORCEMENT AND TRAINING.ÎíÎñ
13 Where a State fails and local governments in that State
14 also fail to enforce the applicable State or national energy
15 efficiency building codes, the Secretary shall enforce such
16 codes, as follows:
17 Î÷ÎõÎ÷Îõ(1) The Secretary shall establish, by rule,
18 within 2 years after the date of enactment of the
19 American Clean Energy and Security Act of 2009,
20 an energy efficiency building code enforcement capability.
22 (2) Such enforcement capability shall be de-
23 signed to achieve 90 percent compliance with such
24 code in any State within 1 year after the date of the

          p319
1 Secretary's determination that such State is out of
2 compliance with this section.
3 (3) The Secretary may set and collect reason
4 able inspection fees to cover the costs of inspections
5 required for such enforcement. Revenue from fees
6 collected shall be available to the Secretary to carry
7 out the requirements of this section upon appropria-
8 tion.
9 (4) In any jurisdiction to which this subsection
10 applies, the Secretary shall coordinate enforcement
11 of the national energy efficiency building code with
12 State and local code enforcement of other building
13 codes.
14 (5) In any jurisdiction to which this subsection
15 applies, the Secretary shall enhance compliance by
16 conducting training and education of builders and
17 other professionals in the jurisdiction concerning the
18 national energy efficiency building code.
19 (6) The Secretary shall coordinate with profes-
20 sional organizations representing code officials, ar-
21 chitects, engineers, builders, and other experts to de-
22 velop training curricula concerning the national en-
23 ergy efficiency building code.

1 (7) If the Secretary enforces such codes under
2 this subsection, the Secretary may, as appropriate,
3 redefine violations of such codes.
--------------------------

If this doesn't scare a lot of people then those calm "intellectuals"
must want a federal government in exclusion to any other, local,
city or state.  The concept of the "Administrator" taking over
building codes for an entire state and inspecing a house at the
point of a gun [here's the fee; pay it or go to jail] is so beyond
the pale that I don't belive I am reading this in a bill that passed
in the House of Representatives.

Please, Americans, all of you write to your Senators and and tell them
forcfully to veto this bill.  There are more morsels in this bill that
are almost as unpalatable.


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Fed deprecates state and local building codes.

From HR 2998

[http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.2998:]

comes:

--------------------------
        ...P318
   (f) FEDERAL ENFORCEMENT AND TRAINING.ÎíÎñ
13 Where a State fails and local governments in that State
14 also fail to enforce the applicable State or national energy
15 efficiency building codes, the Secretary shall enforce such
16 codes, as follows:
17 Î÷ÎõÎ÷Îõ(1) The Secretary shall establish, by rule,
18 within 2 years after the date of enactment of the
19 American Clean Energy and Security Act of 2009,
20 an energy efficiency building code enforcement capability.
22 (2) Such enforcement capability shall be de-
23 signed to achieve 90 percent compliance with such
24 code in any State within 1 year after the date of the

          p319
1 Secretary's determination that such State is out of
2 compliance with this section.
3 (3) The Secretary may set and collect reason
4 able inspection fees to cover the costs of inspections
5 required for such enforcement. Revenue from fees
6 collected shall be available to the Secretary to carry
7 out the requirements of this section upon appropria-
8 tion.
9 (4) In any jurisdiction to which this subsection
10 applies, the Secretary shall coordinate enforcement
11 of the national energy efficiency building code with
12 State and local code enforcement of other building
13 codes.
14 (5) In any jurisdiction to which this subsection
15 applies, the Secretary shall enhance compliance by
16 conducting training and education of builders and
17 other professionals in the jurisdiction concerning the
18 national energy efficiency building code.
19 (6) The Secretary shall coordinate with profes-
20 sional organizations representing code officials, ar-
21 chitects, engineers, builders, and other experts to de-
22 velop training curricula concerning the national en-
23 ergy efficiency building code.

1 (7) If the Secretary enforces such codes under
2 this subsection, the Secretary may, as appropriate,
3 redefine violations of such codes.
--------------------------

If this doesn't scare a lot of people then those calm "intellectuals"
must want a federal government in exclusion to any other, local,
city or state.  The concept of the "Administrator" taking over
building codes for an entire state and inspecing a house at the
point of a gun [here's the fee; pay it or go to jail] is so beyond
the pale that I don't belive I am reading this in a bill that passed
in the House of Representatives.

Please, Americans, all of you write to your Senators and and tell them
forcfully to veto this bill.  There are more morsels in this bill that
are almost as unpalatable.


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Planks

What appears here is a list of platform planks for any individuals or
parties that want to join the effort to take back our government.
The Republican party is confused and elitist. They don't talk to
ordinary people. They also have been confused for the past N years about
what big government is and why it is evil.

My purpose here is to start a list of planks for candidates for office
for the 2010 and the 2012 elections. My writing style is far from
perfect, so improvements are welcome. I further think there might be
more planks. What have I missed? If this list becomes interesting to a number
of people we should try to rank order it possibly by allowing members to
vote on which ones are most important. The 2010 election is far enough
off to allow us to vote more than once. After some number of votes have
been tallied and the issues ranked, we can simply erase the votes
and start over. The reason to do that would be late entries
ointo the list and late arrivals of people into this network.

My list assumes the worse for the first two years of Obamanation. If,
for instance, Cap and Trade is not passed, then #1 below can be removed
[or parked lest cap and trade be resuscitated in the 2011-2012 session].

I have also avoided all constitutional changes. That effort should
proceed with all due haste elsewhere. It might be a lot slower.

Please comment on this. I think the issues addressed below are extremely
important to our nation. I am already tired of a President who
represents 53% of the country and will not speak to the other 47%.

He works for me despite the fact that I voted against him.

1. Repeal Cap and Trade. All credits are devalued instantly at zero.
    Warning, do not buy these credits as it is likey they will become
    worthless all of a sudden.

2. Compensate Indiana Trust fund participants for the Obama theft.
   Reinstate bankruptcy law. Admit in public that the United States
   Government made a mistake.

3. Repeal Card check. Employees will be given the right to demand
   a secret ballot. A secret ballot can be authorized to form a union
   or dissolve a union. Mandatory arbitration will be eliminated permanantly
   and with prejudice. Government involvement with unions will cease.

3a. Unions will no longer be allowed to contribute to campaign funds.
    Corporations will no longer be allowed to contribute to campaign
    funds. All contributions will be attributable to a human being
    resident of the United States. There will be a limit on the amount
    of the contribution a single human being can make.

4. Health care will be privatized and universal. Health care programs
   will focus on the individual needs and how individuals can optimize
   their choices. If there is a public health care insurance plan in
   place, it will be privatized. Health care efforts by the government
   will focus on increasing supply to drive costs down. Increased
   numbers of MRI machines, medical schools, hospitals  and doctors
   will be the goal.

5. Sell all unprofitable assets to the highest bidders. Our government
   will quickly exit what was private enterprise.
   Amtrak, GM, Chrysler, will go. If they cannot be sold, they will be
   liquidated.

6. There will be no Czars.

7. Repeal the 16-th Amendment (income tax) and install a fair tax --
   thus eliminating income tax returns and most of the IRS. Government
   revenues do not change.

8. Repeal any removal of foreign tax credits.

9. Move the Department of Education into the downtown of cities whose
   schools are below the national average. Remove it from the capitol
   buildings. DOE will be responsible for making excellent
   schools from the Washington, DC school system or the DOE will cease
   to exist. It will be give 3 years so the 4-th year of the president term
   can be used to dissolve or bless it. If DC schools are not above the
   national average after 3 years DOE dies.

10. Global warming will be ignored until panels (juries) of average citizens
    can convict GHG's (Greenhouse Gases) of warming the climate. To convict, the scientists
    must convince a jury that they have a climate model, that it is
    accurate, that other climate models are also accurate and they all
    predict the same thing. Further, they must convince a jury that the
    climate is warming and has been warming since the start of the
    Industrial age. The onus will be on the scientists and
    global warming religious zealots to convict human behavior rather
    than presume the human behavior is the cause.

11. All tax increase bills will be single purpose bills. Nothing but
    tax rates will be allowed. No omnibus spending bills will be signed.
    Congress can halt the government but they will be publicly and
    repeatedly warned about no omnibus bills.

12. Most "pork" will be eliminated through exhaustion. Any pork that
      remains must be passed in individual bills forcing Senators and
      Representatives to have their votes recorded for each item.

13. Senators and Congresspersons will be limited to 12 years in office
    in the Congress. A person can spend 6 years as a Representative and
    6 years as a Senator, but only 12 years total in Congress. This would
    be a constitutional amendment, something I said I wouldn't be doing.
    This one is important, and I break the rule.

14. Companies that hire and keep illegal aliens will probably go
    bankrupt. Such companies will be prosecuted to the full extent
    of the law. All illegal aliens found by any means will be
    given a hearing and if found not legally in this country will
    be deported.

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